The college provides a long-term disability (LTD) insurance plan, on a non-contributory basis, for all eligible employees who become totally disabled.

This long-term disability plan pays sixty percent (60%) of the regular monthly gross base salary, up to a maximum of $7,000.00 per month, while incapacitated and unable to work through to age seventy (70).

Disability income payments shall be reduced by the initial amount of any Social Security disability payments that may have been awarded.

ELIGIBILITY

• All full-time exempt employees shall become eligible for enrollment on the first day of the month following thirty calendar days of employment.

• Benefits may commence upon the completion of a six (6) months waiting period during which time the employee has been disabled and under their attending physician's care.

• Employees are required by the insurance carrier to complete and sign a disability application form with their attending physician who is also required to approve, sign and submit the form to the insurance carrier to obtain approval for the distribution of disability payments.

• Disability approval forms shall be supplied by the Personnel Office.

• The insurance carrier will monitor the disability on a continuing basis, and may periodically require additional medical information in order to support benefit continuance. The insurance carrier may also require application be made by the disabled employee to the Social Security Administration to determine eligibility for disability payments under that system.

For More Information please refer to your Group Long Term Disability Insurance Certificate