










Salary Reduction Agreement

FPC Retirement Policy

Portfolio Director
Fixed and Variable
Annuity

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Your VALIC Financial Advisor
We're delighted to have this opportunity to tell you how AIG
VALIC can help you with your financial and retirement planning
needs.
Today, AIG VALIC, a member of American International Group, Inc.,
offers a host of financial products and services to help you plan
for your future and manage your other financial obligations along
the way.
How do you determine your financial priorities? Your AIG VALIC
financial advisor can help — with a computer-based diagnostic
program with which you can evaluate, and then prioritize, your
general investment, retirement income, and life insurance needs.
Different people have different investment preferences. And we offer
the investment flexibility you may need. Our national team of
financial advisors offers a stellar array of tax-qualified plans,
traditional and Roth IRAs, tax-deferred fixed and variable
annuities, and mutual funds — plus brokerage services to help you
broaden and diversify your portfolio.
As higher education expenses keep increasing each year, the goal of
sending children to college remains a challenge for many parents and
grandparents. If college funding is one of your financial goals, our
College Investment Program can help you be ready for college when
your child is. This program helps you project how much money you'll
need and provides a structure and investment method to get your
college funding plan underway.
No financial plan is complete without adequate life insurance
protection. If you're the main breadwinner in your household, your
family's financial security may depend on your being there. What if
the unthinkable happens, and you aren't? Your AIG VALIC financial
advisor can help you prepare for the unexpected by incorporating
life insurance as a key component of your financial/retirement plan.
You can choose term life insurance as an affordable way to purchase
the protection you need. Or you may prefer variable universal life
insurance, which offers financial protection plus access to variable
and fixed investment options, and tax-deferred compounding of
investment earnings.
If you're looking for financial and retirement planning information,
investment options and services to help you reach your financial
goals, you've come to the right place.
Sincerely,
Bruce Abrams, President & CEO, AIG VALIC
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