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 Short/Long Term Disability

 

Mutual of Omaha Short Term Disability (STD)

 

Short term disability (STD) is an unexpected injury or illness that keeps you out of work for a short period of time. Short Term Disability insurance can help replace lost wages and can be an important part of personal financial planning.

STD insurance can assist by replacing a portion of your income if you are unable to work due to a non-work related medical condition or injury. Plus it helps give you peace of mind while out of work and protects you from financial hardship.

This benefit is paid for by Franklin Pierce University. Benefits begins after 7 days of disability.

The following is how STD benefits are paid to employees:

 

All eligible Exempt and Non-exempt employees will be paid 100% of weekly earnings up-to a maximum of $2,500 per week for up to 25 weeks.

STD benefits are reduced by other income you receive (e.g., Social Security, state disability benefits, pension benefits and Workers’ Compensation).

If you require additional information regarding Short Term Disability please contact our Benefits and Compensation Specialist, Cindy Stoddard at (603)899-4074 or benefits@franklinpierce.edu.

 

Mutual of Omaha Long Term Disability (LTD)

 

Long term disability (LTD) insurance will cover you after you have exhausted Short Term Disability (STD) coverage. LTD provides financial protection should you experience a serious illness or injury that prevents you from returning to work for an extended time.

Long term disability (LTD) coverage is designed to replace a portion of your earnings if you are unable to work due to a non-work related illness or injury.

This benefit is funded by Franklin Pierce University and provided through Mutual of Omaha. LTD benefits begin after 180 days of disability.

While out on LTD you will receive 60% of pre-disability earnings to a maximum of $10,000 per month up to Social Security Normal Retirement Age.

 

Plan Details:

 

Short Term Disability Benefit Summary

 

Long Term Disability Benefit Summary

 

(800) 655-5142

www.mutualofomaha.com

 

 
 
 

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